TSP System tsp management 2_120632071The foundation to the success of the TSP SafetyNET system is its unique approach to investment management. With our TSP management team keeping a watchful eye on scientific and technical indicators, the system helps individuals move out of the market when danger seems to be approaching.

This scientific technical TSP management system allows individuals to achieve higher financial profits mainly because when your TSP investments are protected from big losses instead of relying on huge profits.

With our TSP management team doing the work for you, your TSP can grow as you work with our professional staff.

It has been proven that our approach to TSP growth is safeguarding your portfolio against financial losses. The reason is because once your TSP has lost principal, there is a smaller amount of money to work with. The miracle of compounding works against you. It is for this reason that using professional TSP management is so important.

While the TSP SafetyNET program does not immediately move funds out as the markets start to decline, the loss is typically minor compared to a buy and hold strategy. TSP SafetyNET program managers have a system to identify when it is time to move from high risk and move to safety.  If you experience a small loss (as an example, 5% off the high) it is much easier to recover from that loss than if your portfolio experiences a high loss (20-50%) before the market starts moving up again. Recovery is much more difficult with large losses because the profits required to recover from the large loss must be significantly larger just to get back to where you started.

Many TSP participants have found that after a significant loss they feel they are digging out of a hole using a small shovel. This requires more work to recover. For instance, when experiencing a 50% loss in your TSP – your account will need a 100% gain to get back to where your TSP began before the loss.

Instead if a managed TSP account moves your TSP away from C, S, I or F funds during early losses and then TSP SafetyNET managers move your TSP back in when indicators signal it is time to return, your funds have the opportunity to grow faster.

To put it a different way, the investment game is won with a strong defense and hitting singles and doubles instead of depending on hitting homeruns to win the game.


TSP SafetyNet safeguards your TSP 

Unfortunately most Federal workers do not understand how important it is to safeguard their TSP during hard times in the markets. This is why around 45% basically “buy and hold” in the G fund. In the past, the G fund has hardly kept pace with inflation, so you can either tread water or rarely move forward. This is simply not the most effective way to manage your TSP both for protection and growth.


Because the stock market is similar to a big ship and doesn’t normally turn on a penny, commonly stocks follow the trend until there are actual signs that a change is certain. The SafetyNET programs we endorse are extremely sensitive to these signs and when indicators are powerful enough, the system alerts managers that it is time to change your TSP investments to either defend from losses or take advantage of gains in an upmarket. The principal goal is to secure your TSP investments from losses the system is sensitive to downturns.

Usually regular monitoring and trades based on a solid management system result in higher rates of return.

Most Federal workers understand the Thrift Savings Plan limits the number of allocation changes to two times a month (With exclusion where a manager can still allocate your funds into the G fund even after two changes in one month if necessary). 

TSP SafetyNET managers continuously work on discovering the “sweet spot” where the rate of returns are increased but still fall within the two monthly allocation change limitation.  


The major point to remember is that SafetyNET managers use a sophisticated system to manage your TSP for safety from loss and helping your account grow in up markets — the goal is to have the system work even in volatile markets to enhance your financial freedom when you retire.

Risk tolerance

An important part of the TSP SafetyNET system is the essential step of identifying how every single client is comfortable with having risks with their retirement funds. This is a very personal part and there are many various things to take into consideration when looking at your own ability to handle risk in order to manage your TSP effectively. We understand that everybody has a unique approach in their TSP investment philosophy as to how they deal with the overall question of risk as opposed to reward. This is affected by many things such as personality, financial needs, family size and wants, retirement plans/goals and the period of time they are in their career.

We understand that there is actually no right or wrong technique but it is essential to respect the value of risk tolerance when developing the management of TSP investments. Based on a professional analysis of your risk tolerance analysis we have 3 different risk tolerance categories but closely monitor to protect downside (our monitoring of the funds happens weekly) each week. TSP SafetyNET uses the gold standard of risk tolerance analysis using the professional program used by fiduciaries called Riskalyze. 

In addition, anyone using our TSP SafetyNET program is required to meet with a licensed financial advisor who discusses the wisdom of the risk you are willing to take. The scoring from a professional riskalyze questionnaire assists in placing you into the most suitable group by identifying your risk tolerance philosophy. Your risk is closely scrutinized before determining which of these groups you will be placed into: 

  • Conservative
  • Moderate
  • Aggressive

There are lots of personal factors that go into identifying your own category and you will be the final judge. After you and your advisor verify the ideal group for your own personal situation, it is time to meet with one of our analysts who will show you the next steps to sign up to allow your TSP to be professionally traded for you. 

TSP Web Account

A new feature of the TSP SafetyNET system is the web account. Each subscriber will have their own web account in which they will have instant access to their specific TSP allocation for their own risk tolerance group. This is accessible at any time they want from any mobile device including their smartphone. This new feature streamlines access to the most current information instantaneously as the allocation changes are made. One of the important features our system is making allocation changes quickly to respond to market changes with a minimum of lag time. Whenever a change is made our subscribers are sent several emails notifying them of the change so that they don’t miss out on the window of opportunity. This new web account makes this process more efficient so you can grow your TSP faster.